# About ReverseMortgageMilton.ca and Who Runs It > ReverseMortgageMilton.ca is a website of Dominion Lending Centres Homestead Financial, FSRA brokerage licence #11711. Who runs it, and how Richard's free help works. URL: https://reversemortgagemilton.ca/about/ Who runs this website # About ReverseMortgage​Milton.ca ReverseMortgageMilton.ca is a plain-English reverse mortgage resource for Milton homeowners 55 and over. Dominion Lending Centres Homestead Financial, an Ontario-licensed mortgage brokerage, owns and runs it. The website is one of its publications, not a brokerage of its own. [Get My Free Estimate](https://reversemortgagebroker.ca/estimate/?utm_source=reversemortgagemilton&utm_medium=satellite&utm_campaign=about) Your free Milton estimate: No cost · No credit check · No sales pressure **Operated by Dominion Lending Centres Homestead Financial, a mortgage brokerage licensed by the Financial Services Regulatory Authority of Ontario, brokerage licence #11711. Independently Owned and Operated.** ReverseMortgageMilton.ca is a website of Dominion Lending Centres Homestead Financial, not a separate brokerage. Richard Hopkins, Mortgage Broker, licence M16000896. ## About Richard Hopkins, Mortgage Broker Richard Hopkins is a licensed Ontario mortgage broker who specializes in reverse mortgages, at Dominion Lending Centres Homestead Financial. The brokerage was founded in 2009. He compares every reverse mortgage lender in Canada for you, explains the differences clearly, and recommends the option that offers the best overall value for your needs, both upfront and over the long term. As a full-service broker he also arranges bank refinances, home equity lines of credit (HELOCs) and home equity loans. That means you get his recommendation based on your situation, even if it's not a reverse mortgage. **His service is free to you**, with no sales pressure. The lender pays the brokerage when your reverse mortgage funds, and all four lenders pay the same, so his pay doesn't change with the lender he recommends. His goal is to give you the clear, straightforward information you need to make the decision that's right for you. ## Who stands behind these pages FSRA, Ontario's financial services regulator, licenses Dominion Lending Centres Homestead Financial as mortgage brokerage #11711. The brokerage is an independently owned member of the Dominion Lending Centres network. Richard's own licence is M16000896. You can look up both numbers on FSRA's public licence register at [fsrao.ca](https://www.fsrao.ca/). No lender writes, pays for or reviews anything here, and none has seen these pages before they went up. ## Why Milton has a website of its own Reverse mortgage rules are the same across Ontario. What is different in Milton is the local picture: a young, fast-growing town where most owners still have a mortgage, a tax bill split between the Town, Halton Region and the Province, two long-term care homes, and older streets near Main Street beside acreage on the escarpment. Each figure names its source and date. Milton home prices are from TRREB and from Milton's own board (OMDREB). Property tax and program details are from the Town of Milton, Halton Region and the Province. Rates are the lenders' advertised rates as checked by reversemortgagebroker.ca, and each fee is a typical Ontario range. ## What happens after you ask - **You begin with the free estimate.** The short form sits on reversemortgagebroker.ca, run by the same brokerage. Filling it in takes about 90 seconds and has no effect on your credit score. - **From then on, you talk with Richard by email, phone or video call.** Your son or daughter can follow every email, or take the lead with you copied. - **Richard weighs all four lenders against your home and goals,** then sends you every lender compared, and the best deal for your home and goals, by email. - **Nothing goes ahead unless you say so.** You can stop at any point before closing. - **His help costs you nothing.** The appraisal and your lawyer have their own fees, and every one is listed before you sign. ## How these pages are written - The brokerage name and licence number appear on every page, as Ontario requires. - Any example on these pages is labelled as one. - No lender is promoted. Where lenders are named, all four are named together. - The calculator and the fit check run in your browser and keep nothing you type. Questions about the website itself are welcome through the [contact page](/contact/). --- Free reverse mortgage estimate (no sales pressure): https://reversemortgagebroker.ca/estimate/?utm_source=reversemortgagemilton&utm_medium=satellite&utm_campaign=md-mirror Operated by Dominion Lending Centres Homestead Financial, a mortgage brokerage licensed by the Financial Services Regulatory Authority of Ontario, brokerage licence #11711. Independently Owned and Operated. ReverseMortgageMilton.ca is a website of Dominion Lending Centres Homestead Financial, not a separate brokerage. Richard Hopkins, Mortgage Broker, licence M16000896.